A fixed lump sum loan repaid over 6 months to 5 years with equal monthly installments. Ideal for funding business expansion, renovations, or large purchases.

• Structured monthly repayments (principal + interest)
• Fixed or variable interest rates
• Best for long-term planning
• Funds disbursed upfront
• Can be unsecured or secured, depending on loan size

Short-term unsecured loans to cover daily operational costs such as rent, payroll, or inventory restocking.

• Tenure up to 5 years
• No collateral required
• Regular monthly repayments
• Ideal for short-term cash flow needs

A revolving credit line linked to your business account. Withdraw funds as needed up to a limit, with interest charged only on what you use.

• No fixed monthly repayment schedule
• Interest accrues only on the utilized amount
• Usually reviewed and renewed annually
• Helpful for managing fluctuating cash flow

Advance funding against your unpaid invoices. Businesses can typically access 80%–90% of the invoice value upfront and receive the balance once the customer pays.

• Improves working capital without waiting for customer payment
• Repayment happens when your client settles the invoice
• Can be confidential or disclosed to customers
• Ideal for B2B businesses with long receivables cycles

Financing solutions for import and export businesses, including letters of credit, trust receipts, and shipping guarantees.

• Supports both pre-shipment and post-shipment funding
• Helps facilitate smoother international trade transactions
• Often involves trade documents and bank coordination

Financing used to purchase machinery, vehicles, or IT equipment, where the asset itself often serves as security for the loan.

• Commonly offered through leasing or hire purchase
• May offer lower rates due to collateral
• The asset may be repossessed in case of default

Loans designed for new or smaller businesses. These are typically unsecured, but may require a strong business plan and sometimes a personal guarantee.

• Loan amounts often up to S$100,000
• May come with higher interest rates due to risk profile
• Suitable for early-stage businesses and entrepreneurs