A fixed lump sum loan repaid over 6 months to 5 years with equal monthly installments. Ideal for funding business expansion, renovations, or large purchases.

• Structured monthly repayments (principal + interest)
• Fixed or variable interest rates
• Best for long-term planning
• Funds disbursed upfront
• Can be unsecured or secured, depending on loan size

Short-term unsecured loans to cover daily operational costs such as rent, payroll, or inventory restocking.

• Tenure up to 5 years
• No collateral required
• Regular monthly repayments
• Ideal for addressing short-term cash flow needs

A revolving credit line linked to your business account. Withdraw funds as needed up to a limit, with interest charged only on what you use.

• No fixed monthly repayment schedule
• Interest accrues daily on used amount
• Reviewed and renewed annually
• Helpful for managing fluctuating cash flow

Advance against your unpaid invoices. Receive 80–90% of invoice value upfront and the rest upon customer payment.

• Improves working capital without new debt
• Repayment occurs when your client pays
• Can be confidential or disclosed to clients
• Ideal for B2B companies with long receivables cycles

Solutions for import/export businesses including letters of credit, trust receipts, and shipping guarantees.

• Used for pre-shipment and post-shipment financing
• Facilitates smoother international trade
• Usually involves document submission and bank coordination

Used to purchase machinery, vehicles, or IT equipment. The asset usually acts as security for the loan.

• Typically offered as hire purchase or leasing
• Lower interest rates due to collateral
• Asset is repossessed if loan defaults

Loans for new or small businesses. Typically unsecured but require strong business plans and often a personal guarantee.

• Loan amounts typically up to S$100,000
• May have higher interest rates due to risk
• Suited for early-stage businesses or entrepreneurs